For more structured, long-term financing, our commercial term loans are tailored to support growth and sustainability in the care sector.
These loans are ideal if you’re:
Finance Solutions for Elderly Care Homes
Specialist finance tailored for elderly care homes—supporting growth, refurbishment, and day-to-day operations with care and expertise.
Specialist Lending for Care Home Operators
Finance Solutions for Elderly Care Homes: Bridging & Commercial Term Lending
Owning or operating an elderly care home requires more than compassion—it requires solid financial support. Whether you’re acquiring a new facility, refurbishing an existing one, or expanding your care services, BF4U offers tailored bridging loans and commercial term lending designed for the care home industry.
We understand the specific regulatory, operational, and funding challenges that care providers face and we’re here to help you meet them with confidence.
Bridging Loans for Elderly Care Homes
Need fast, flexible funding to secure a care home property, meet urgent refurbishment needs, or facilitate a smooth transition between long-term funding solutions?
Our bridging finance is ideal for:
- Quick property acquisitions
- Care home refurbishment or upgrades
- Buying time while arranging long-term finance
- Business purchases or partner buyouts
Key Features:
- Loan amounts from £100,000 to £20M+
- Terms from 3 to 24 months, Up to 65% LTV
- Funds typically available within days
- First or second charge options available
- Interest roll-up, serviced, or part-serviced options
Commercial Term Lending for Elderly Care Homes
- Buying or refinancing a care home property
- Expanding capacity or opening a new site
- Investing in care facilities, technology, or staff
- Restructuring existing debt
Key Features:
- Loan terms from 1 to 15 years
- Fixed or variable rates available
- Capital repayment or interest-only structures
- Funding available for both freehold and leasehold properties
- Competitive LTV ratios Up to 70% for new entrants into the market without experience subject to a strong management team being in place. (No need for a bridge if you have a lack of 12 months experience as most of the market.)
Why Work with Us?
- Sector Expertise: We understand CQC regulations, occupancy rates, and care home valuations.
- Tailored Solutions: Each care home business is different—we offer bespoke funding packages to match.
- Speed & Efficiency: We streamline the process to deliver fast decisions and even faster funding.
- Flexible Criteria: We consider businesses with unique structures, credit profiles, or licensing needs.
Ready to Transform Your Institution?
Trusted by more than 1,800 financial institutions, our platform empowers smarter decision-making, stronger risk management, and improved customer satisfaction. Experience our industry-leading intelligent solutions—request your free demo today.
