Fill in the form above, or call 020 3328 0745 if it’s easier. We answer the phone.
Get a Bridging Finance Quote
Tell us what you’re funding and we’ll come back with an honest indicative quote — rate, fees, and a realistic timeline. No credit search, no obligation, no pressure.
Send Us Your Details
Takes two minutes. We’ll come back within one working hour during office hours.
How Our Quote Process Works
Tell us the basics — what you’re funding, how much you need, and what the security property is worth. We take that information to lenders we’ve worked with before and come back with an honest indicative quote. That means a realistic monthly rate, the arrangement fee, expected valuation and legal costs, and how long completion is likely to take.
We work with over 50 specialist bridging lenders across the UK, from mainstream funders down to private lenders who consider adverse credit, complex ownership structures, and unusual security. Because we deal directly with decision-makers, we can usually give you a view within a working day of your enquiry.
No credit search is run at the quote stage — that only happens once you accept formal terms and decide to proceed. Nothing you send us commits you to anything.
What Affects Your Quote
Four things shape the rate and fees a lender will offer you:
- Loan-to-value (LTV) — the loan amount divided by the property value. Lower LTV usually means a lower rate. Most bridging lenders cap at 70–75% LTV, though some go higher on strong cases.
- Total interest — usually charged monthly and added to the balance (rolled up) rather than paid each month. That means no monthly cash outflow, but the loan balance grows over the term.
- Arrangement fee — typically 2% of the loan amount, paid at drawdown. Can vary depending on lender and loan complexity.
- Exit fee — some lenders charge 1–2% at redemption, some don’t. We tell you upfront which lenders have exit fees so there are no surprises.
The strongest quotes come from clear cases: good security, a credible exit strategy, and honest disclosure of your circumstances. If any of that is complicated, tell us — we’d rather know upfront than have a lender pull terms at underwriting.